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Its less then 1% aditianal inflation.... around 0.1% ... hbd in circulation is around 9.5M and around 3M is in savings

https://hive.ausbit.dev/hbd

Screenshot 2022-04-09 at 13.23.38.png

I went with this - I guess this includes the DAO... I'm talking worst case sceanrio, I get yer point though - use the figures IN SAVINGS!

DAO can't get interest because it can't go into savings.

Yea that includes the dao that is now at around 15M ... debt calculations excludes it