I'm not sure if you caught my post on the UP banking app that has all sorts of cool features to curb and control and manage spending but it's insanely good, like a 'mayby" account - you add the thing you want via a pasted URL, and it works out how much you want to pay over what time and adds that to a saver for you weekly or whatever time you set. Usually a few weeks later I decide I don't want it after all and the money just goes back to the savings account. It also has a savings round up so if you pay say 25.25, it'll add .75 to savings.
Recently it added a spend lock, so you can set a timer of, say, three hours, and it'll only let you withdraw after a time limit, to help curb impulse buys.
Didn't see the post, I think. Though my memory at times is shoddy.
That sounds like a pretty decent way to with save for something or realize you don't need it after all. buyer's remorse is easier to handle - before buying :)
And yeah, the spend lock is what I was talking about as an idea. WE do it on Hive with the powerdown periods - seems to work for many - some will always powerdown everything.
Can't save them all.
Yeah just have a look at Up bank and all it's features. It's backed by Bendigo Bank. It's the fintech they should have thought of years ago... Lots of cool features. I totally admire the brainstorming behind it.
I forgive you for not eagerly reading all my posts 😂😂😂😂 just so you catch the ONE post I wrote on finance 😂😂😂