Didn't see the post, I think. Though my memory at times is shoddy.
That sounds like a pretty decent way to with save for something or realize you don't need it after all. buyer's remorse is easier to handle - before buying :)
And yeah, the spend lock is what I was talking about as an idea. WE do it on Hive with the powerdown periods - seems to work for many - some will always powerdown everything.
Can't save them all.
Yeah just have a look at Up bank and all it's features. It's backed by Bendigo Bank. It's the fintech they should have thought of years ago... Lots of cool features. I totally admire the brainstorming behind it.
I forgive you for not eagerly reading all my posts 😂😂😂😂 just so you catch the ONE post I wrote on finance 😂😂😂