Finland is in the euro, isn't it?
Tell your wife that the markets are going to be testing the ECB, so diversifying into non-euro assets makes sense. If bitcoin is too risky, then Hive Dollars are the way to go. HBD will maintain it's peg with the US dollar, but it should rise against the euro.
It is going to be interesting to see what happens in the EU over the next 6 months.