Meanwhile there has been arguments with the youngest who thinks crypto is worthless and wants to drop his for "real" money. This other stuff isn't registering to him or he's downplaying anything he can't dismiss outright because he's either refusing or incapable of seeing anything other than crypto is much harder to spend than real money (and all he wants to do right now is spend).
At least he has the excuse of being 14.
Meanwhile a lot of the adults I know will grumble and whine about how this is a thinng that's being done but don't want to change because that's too hard and scary and anything different simply has to be a scam, no exceptions, and they would rather stay with the devil they know even though it's demonstrably and irrefutably bad.