Securities or not, in the matter of all these coins you've mentioned doesn't matter. When "the good" is what really "the bad" in disguise, yes they have law on their side, that's understood... eventually they'll be unmasked. They hold the rule book for a racket that's been built so many 100's of years ago, they won't let it go easily.
Even with a win on the side of centralized XRP, it won't be over, thought it will be great for a little while. No Club-Fed for crypto.
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No argument here... but at least these are rackets we can take part in! The banking system and the central banks are making up the rules for themselves, why wouldn't they?
Unless I live under a rock unknowingly and things have changed, we cannot get a dollar from our local central bank, turn around and lend it out 11 times legally... you'd have to be in their circle of bankers to do so.