I see this, and this is why I am here. I bnought Bitcoin but before makerdao I coldn't figure out how to earn. Once I came to Steemit I saw this sweat equity and the other unique things like delegation. Defi is also a potent earner. we have options here we don't have with Bitcoin, but Hive curation and HBD interest are the least volatile and seemingly, less risky. I say that because my concept of risk has turned on it's head. you are very far ahead of many with your understanding and I agree that while Americans are more knowlegeable now then in 2008, there is still far to go.
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