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Leverage debt can be good. I did get into debt to finance some units, and they paid for the credit and had generated passive income, as I delegated to an administrator. Don't get into debt for stupid stuff...that is true

Hm! This is motivational. But what if I need money for a pressing need but do not have?

Honestly, as much as possible, we need to avoid debt.

Debt would make us work harder... and when we do, the income wont be ours, but it'll be to pay up our debts.

This is absolutely right but many people see debt as a norms in life.

And the even run into debts in respect to getting material things that are not so beneficial to their financial growth.