Bankers vs politicians. Always bet on the bankers, they truly run the show.
If things are going bad for the member banks, there will be a change. That is why you will not see a CBDC from the Fed, at least the way people frame it.
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If the USD would have launched a CBDC, wow, currencies around the world would have collapsed into it. Wild.
I dont believe CBDCs benefit central banks (bankers). It is politicians who want them. Bankers already have theirs called reserves. So they dont really need it.
I don't know about the transaction parameters surrounding reserves.