The new account creation fee certainly should be directed at HP instead of burned. No reason to burn money.
Are you talking about the inflation rate staying the same and the distribution is adjusted based upon staking time?
My idea is to charge a minimal fee on the conversion (a half a percent might do it) both ways. This money would them be directed to the HP to help increase the return. If people use conversion like an exchange, then it could add a couple percent to the entire return.
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