A percentage of the interest earned on HBD savings could be in the form of 'reward points' that can only be spent at authorised HBD outlets, which incentivises people to spend HBD and also businesses to sign up and get involved.
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A lot of innovation can start to take place. We could really layer the "rewards" with a bit of creativity.
Layer 2 is going to be a major playground for this in my opinion. People can get very innovative in this regard.
Absolutely, yes!