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RE: Three questions

Building is boring compared to consumerism, Until I finally got some where and now I swear by it. Feels like I have been slowing building all my life. Building and saving for a car, home, a holiday. Even a zone 2 fitness base so I could then run fast.
Nowadays it is the Superannuation account, a bit of Hive and hopefully some compounding instead of consumerism that will see me right.

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Yep, unfortunately it takes most people some time to realise that they need to start building for the future. Ironic really as if they did it early they'd be financially independent sooner.