For sure. Debt is the worst trap of them all. But I am also worrying about giving money to banks, as they further and perpetuate the debt-ridden society. It is the money we give to the banks that perpetuate this bad system. But what can we do, right? Either we give them the money so that we can buy things (as even though cash is king it is dangerous) or we buy with debt and get crushed by the system. No real alternative, to my mind at least.
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The old people got things right by dealing in cash only. Their motto was that if you wanted something expensive, then you save up your cash to buy it. Never buy something that you cannot afford. But now in our modern times there is a major problem for cash dealers lurking, and it's called digital money. Soon cash will disappear, and everything will be online, and traceable. Some car washes and other small businesses here already don't accept cash. !LOLZ
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I found out this on the hard way! The fiance and I were walking on the beach when someone approached us trying to sell their product. Like I always do, I told them sorry I do not have cash with me. They said, not to worry, they have snapscan or something like that! So, even the small vendors (like car guards as well) are adopting electronic cash.
Not the best prospects for the future, as digital cash is not physical cash and can be taken away by power-hungry governments that want to silence the populace.
I bet that you were surprised when he pulled the snapscan lurk, and soon the beggars at the traffic lights will also be armed with snapscan. !LOL
That is one of the problems, and one of the other problems is that digital scammers will harvest billions every year. The latest news is that they now prey on the 60-80 years old population, and many of the old people fall for their tricks, losing everything in their accounts. Sad, but true.
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That will be the day I return to cash haha. But with everything leaning towards going digital, scary times ahead of us. As you said, the older population is especially vulnerable. Scams are getting more sophisticated by the day. One wrong click on a link, and everything you worked for is down the drain. Such a shame that we live in such cold times. Money, the root of all evil, needs a rethinking.
Scary times indeed, but we have the very best anchor to hold on to. One would think that all of the warnings not to click on links would work, but evidently not, as a message stating that you have won a fortune still has the desired effect. Money can be managed my friend, and anyone can avoid the strangle hold that it has on one's life. All that it takes is discipline.
For sure, but few schools in life will teach you these skills and discipline. Life as a school is the only one that can teach you, and as we know there are stronger anchors to hold onto!
So important to teach people from one's own experiences, but sadly there's not many readers around these days. But one must understand that there are many pitfalls in life, and to negotiate them safely, only if one learns from one's mistakes. !LOL