Our bills are just delivered via email, though there are some papers sent to us we get notified and pay it immediately. We use cred card for the transactions so that I can still build a credit.
Regarding the consumption, somehow ours isn't that monitored yet. We only check our usages if it is exceeding the threshold that we allotted but more often than not, since we are not using the AC during night time our Kwh consumption lowered down by 15% at most.
At home we really have to monitor our's, so we won't exceed to our budget. At home it's only my partner who's earning and as a partner, minimizing our expenses is the only thing I can help for him.☺️