I have a special spot reserved for the elderly in distressed and tend to be more patient with these demographic groups compared to the younger abled groups. They let me see the possible futures from the consequences of their own actions when they were at my age. Financial, social, and themes of regrets in life, I'd want to avoid and learn what I can improve based off their experiences. Not much wisdom can be gained from the younger folks and my own age group~
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It is definitely more useful to learn from decades of experience than speculation.