As an old man I am very familiar with this dynamic. It is very good that you have perceived and published what you know of it. Hopefully people that read this will gain insight and moderate their lives accordingly.
Thanks!
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I have a special spot reserved for the elderly in distressed and tend to be more patient with these demographic groups compared to the younger abled groups. They let me see the possible futures from the consequences of their own actions when they were at my age. Financial, social, and themes of regrets in life, I'd want to avoid and learn what I can improve based off their experiences. Not much wisdom can be gained from the younger folks and my own age group~
It is definitely more useful to learn from decades of experience than speculation.