If able to get breakdown on prices, where major expense is you may be able to negotiate.
Sister-in-law had hip replacement, survived the food (which was not grand), brother was in same governement hospital said very basic, but clean, extremely high noise levels, both were happy with doctors and that is why they were there.
Yes also paid medical aid throughout their lives and could not afford it when retrenched under all this BBBEEE BS.
Moral of the story you pay, possibly never use, then in older age unable to keep monthly premiums going and you take what you can get.
!PIZZA
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Nope, new knee alone is R40,000 and we can never afford that. One cannot fool around with inferior knees that are cheaper, as it can really complicate matters.
My sister also had a hip replacement in a govt. hospital that was in a bad state.
In my case the med aid will pay for the hospital and the aftercare, but not for the knee.
So sad that they were retrenched and I hope that they found some other way to earn some income?
Yes, that is totally true and when you get old in this country you are on your own.
!LUV
Do knee manufacturer/supplier not offer a form of paying off, I know going into debt is not ideal, but health and ease of walking is pretty much needed daily.
Using medical insurance is much like supermarket shopping now days. Original medical aid if you had not used say dentistry you could move amount 'ex gratia' over to optical or surgery, new 'savings' is another scam system.
Sure you will look into every avenue and do what is best.
!BEER
!PIZZA
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The minimum requirement is 20.0 PIZZA staked.
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Debt would be my very last consideration Lady Joan, as I am totally allergic to debt.
As you say they are all scams to enrich the shareholders. True honesty has fallen by the wayside the day that hard profits took over.
4 months into the year and all of our "savings" are depleted. A game of "Don't use us and pay us every month in case you get ill" Then we will not be there for you.
I said to @johannpiber that I will dust my toolbox off and go and look for private jobs.
You bet that I will find a way.
!BEER
!LUV
Allergic to debt myself, actually shoot yourself in the foot by not having it sometimes, they love to see debt.
'Sharks' circling all the time to plunge into whatever little you have, trust factor was lost, meaning of Ubuntu so many love to use, they don't have an inkling of what it is either.
Advice to younger generation is putting money into unit trusts monthly, let that grow covering all forms of insurance, call it your insurance stash for rainy days, it has unfortunately to be in fiat should you require it in a hurry.
!LUV
!WINE
Scary stuff debt Lady Joan and I drilled that into the heads of my kids. Yet one of them learned a very expensive lesson and at last count all three of them are debt free.
Sharks and vultures indeed my friend until nothing is left. I think that there are many that wants the word Ubuntu buried, or to be replaced with the word Kill for what you want.
The problem with investments et al unit trusts are that after a time when the youngsters see how their savings have grown, they invent reasons for taking it all out and then after a month or two, they are right back from where they started.
Many pensioners also take their pensions out in lump sums, then they start or buy a business and for several reasons they lose it all. Some even lose it in false investment schemes.
It is frightening to know that there are so many cons out there and some of them have even dragged the charity word through the mud. Nothing and nobody is sacred to them.
These are not only our problems as they are worldwide.
!WINE
!LUV
Yes debt was never something we entered into except house and car, like a noose around ones neck. This actually attracts those wishing to drag you into debt hang around even more.
Scam artists are rife in supposedly ethical businesses, as well as sharks never far off always waiting. Elderly really have to be cautious with modern technology we have had quite a few lose a lot just through banking online scams.
Great sunshine morning with chilly breeze blowing through, have a good week ahead.
Debt is a trap as are so many other schemes Lady Joan.
During my first marriage I paid an insurance policy every month for many years and then at the divorce I skipped 3 months of payments and asked them to return my money. Not a cent back as the excuse was that I was covered every month over the time period, even though I never claimed anything.
Oh yes and we also had an elderly family member that sent his details to a "You have won" site.
He did that on a Friday and we saw him on the Saturday morning telling us about the big prize that he has won. He also told us that he was waiting for his bank to open as they sent him a message requesting a big registration fee. So we went with him and froze all of his accounts.
Luckily nothing was taken yet, so he had to wait for new cards.
Such is life.
Our weather is scrambled and confused over here. This week we will have 31C on Wednesday and 17C on Friday and everything in between. Plus rain of course.
Hope that the week will also be kind to you guys.
!LUV
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Congratulations, @joanstewart You Successfully Shared 0.100 WINEX With @papilloncharity.
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@papilloncharity, you've been given LUV from @joanstewart.
Check the LUV in your H-E wallet. (1/5)
<><
@joanstewart, you've been given LUV from @papilloncharity.
Check the LUV in your H-E wallet. (2/5)
<><
@joanstewart, you've been given LUV from @papilloncharity.
Check the LUV in your H-E wallet. (2/5)