Step one is to get your money out of FIAT, soon you will realize that most of your wealth will be in crypto. I would have never thought to put all my money into crypto, and in time it just will end up that way.
For example lets say I had $100,000 in my life savings, and I bought $500 dollars worth of bitcoin at $10. If I lost it, my life savings is intact, but obviously now it is equal to my life savings in dollars. This is the power of crypto, soon you will have most of your life savings into crypto because of the growth compared to traditional methods. As long as people are trying to get FIAT into crypto you will gain, the FIAT exchanges are the gate keepers to a world of awesome. It's worth the wait!