I had similar problems getting it cleared by my bank. I agree, that can be frustrating but now that is setup it is extremely easy to use. I recommend linking with bank account instead of credit card because while there is a waiting period, the fees are lower. It is nice that you can also buy Ether and LTC through Coinbase as well. But definitely...if you find another way that suites your needs and works for you go for it! One of the amazing things about crypto is the power of choice! The space is getting increasingly competitive which is great for consumers! Good luck on your crypto journey, I commend you on your willingness to learn!
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