You have good points, the only objection on point 2 would be if you buy from p2p market, like cards market, or l2 token on hive engine, then it's not going directly to the company but to an other player like you, and then you lose track of the money 😅
btw I don't think steemmonsters should make the contests it does and give out so many hive rewards for copycat and useless posts, because most of the times it's trash content, better to read random actifit posts...
Point 3 is true for me too 😅