Omg I just saw your memo now! lol...I am sorry!!!
I rarely even make them to be honest as I always fall short. Ha!
I am going to kick ass this year and make strides financially. I guess if I were to have a resolution, it would be that.
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Dear @blewitt
Don't be sorry. Im glad you decided to drop by :)
Fingers crossed :)
Yours
Piotr