Yep, I still have mine sir long. For me, it's a good thing to have a CC, as long you have good spending habits. What I do -- I always keep track of my expenses by writing them down on a notebook. I also never miss my due date to avoid extra charges. So instead of the bank earning from me, it is I who earns from them through a point system. There are still times when i buy impulsively, but I make up by not going out to movie houses and restos for a month.
I hope things will go really well for you this year so you can be with your family soon. All the best sir! 💪
Wow you did the right thing in dealing with your cc, keep it up, and THANK YOU I am really hoping for the time wherein I could be with my family again soon, for good.