... yes of course there decent people out there...but from my experience ,someone decent would never ask for help out of decency and self-respect
You are half-right. But...
Wrong. Sometimes someone with decency and self-respect will ask, when someone near them is also suffering, like a wife, or a partner. -- At that point, when you aren't alone... and someone else is looking up to you... you do what you have to..
It is a challenge.. for an individual to stop the suffering of others near him, and throw pride to the wind.. when it affects other people. So what you suggest only works if there is only one person involved. Not two. :)