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I am the same very way. It just hits at the worst moments, me and my fiance are just about to get ahead of the curve so our hands are so tied past a couple hundred we have to spare to help...on our side things are looking up but my parents just seem to keep hitting life roadblocks. A lot of it though is the raising of the interest rates on their home, government has them pretty enslaved as home owners which started this trigger effect when we look back. Very appreciated and its going straight to him come pay out. He is going to be so pissed I did this here but hey when you need help you ask and he is stubborn about that so had no choice lol. Thanks again, good spirit about you which is refreshing