It really is easy to "have" money you just need to start acting like you want extra money. I am sure everyone has a few things they could cut out of their day to day lives and put into savings or create something themselves instead of buying it. We are all unique and have something unique to offer which can make you more money on the side here on steemit and perhaps as your own small business or full time business. What really separates those from the haves and have nots is action. Do something about it right now this very moment.