This so true! People still have the desire to spend the money because they feel they need to live better, keep up with neighbours, friends or family or perhaps they are missing out on that feeling of happiness without the need for many physical things. I am quite happy without being surrounded by oodles of material things. I don't need things to be happy. I have all I need in relationships with family and friends, and life experiences. If you need lots of material things you need a place to store them and soon you outgrow your space and need more. You are never happy or at peace. You need sufficient money to be comfortable. More than that is just a waste (IMHO)