you're spot on. I saw the light and cashed out my 401k in my 20's. I wish I had it now to by crypto.
Also my grandmother how is now 94 had it made. She entered the workforce after WWII and worked in a state job. My Grandfather worked and her 2nd income mostly went into savings. She had a pension working for the state and social security. She basically makes about 76K as long as she stays alive. She has the best gig in the family. I figure it only worked like that for about 20 years after the war and then started to dwindle. It's amazing that we still believe in that part of the American Dream. I'm glad you mentioned that you bought steem with your money. I converted my small crypto holdings all into steem. I know it's expensive now compared to a year ago but i like this place lol.
It earns too. Delegated Proof of Stake is Awesome! Thanx @dantheman !
Yes, the "APR" is quite good actually. Perhaps too good.
It is the influx of cash into the system. Also the math is pretty good, amd there is no bankers per se.