Ripple is no more centralized or decentralized in any other cryptocurrencies out there. Ok maybe a little more centralized, but the point is do your own research on ripple and not just listening to the people spreading FUD.
I'm more concerned with adoption of ripple the currency because the technology does not require the use of the currency.
Well, yeah, I’m not just listening to those folks. I’ve read a little about it and was just wondering.
Interesting second point, though. Wasn’t aware of that.