There is no interest in savings for anyone. Banks offer nothing for us. I would think that most of the money wouldn't be hoarded in banks but put into other areas such as Gold, Silver, and Cryptos. I can see this taking place for the retirees though. I don't want any cash in the banks. I keep only the bill paying amounts in there.
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I agree. Banks are great for our day to day but it's crazy to keep that as a place for savings as many do.