Governments are the problem. Many do not feel secure with their government. The people that do want their government are those who find it a good mechanism to control the populus and the people who rely on the government to provide their sustenance (or even a basic income).
Governments did serve a purpose in this area, like many government run utilities. Their function was to provide services that a business would (or could) not invest in. We now see many utilities where demand has grown, infrastructure is in place and a profit can be made - the business community is buying these from governments.
Maybe it is time that money is run as a decentralised digital currency. The constructs of digital currencies are now being fine tuned - give this a little time and we should be 90-95% there - which is better than fiat money.