Very interesting read.
I live life way below my means most of the time. Recently I have had a few lessons in money management and especially with a new baby here it is a little harder to foresee the future.
The only thing I currently have debt on is my car loan. I live with family and don't pay rent or a mortgage, and only pay the electric bill.
Seeing someone doing a lot on the side to make a better life for them and their family is a good thing I believe.
I am unsure if I will "Jump on the train" but for now I am happy living below my means and trying to pay off my debt to become financially free.
Becoming debt-free is the first goal! (I don't include a reasonable mortgage as we all have to live somewhere - but paying it off is a goal too)
But after you are debt free, all you take home is yours to keep! If you have debt, then your efforts are given to someone else. That is what I call indentured servitude. That is a way of life I am keen to break free from.