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It does depend on how you think, For Instance, I was having a conversation with a lady and I made some expensive Joke.
Her response was; Are you Okay?
That was a question though but sounds like an Insult to me because of how I think.

E.g "You look so good when you on a suit"
It is just a simple compliment but some might take it as, so I don't look good in other dresses:)
There are lots more that are like that but I just wanna drop my point.