It starts in school. You are forced into a system that is beneficiary for employers, you are a molded to a perfect worker. If you don't fit into the system, you either become an outsider or even worse. There are absolutely amazing people out there that are homeless, but so much more talented than most, just type in Youtube 'homeless musician' and you'll see. Elon Musk understood disfunction of our school system, that's why he started his very own school, where he put his own kids in, so their talents/interests/passions would be supported and developed.