The current environment is completely inhospitable for a CBDC. USD needs to collapse before that happens, and if USD collapses you won't be worrying about a CBDC you'll be worrying about martial law, curfews, marauders, and starving to death. CBDC won't be high on the list I assure you. In fact I'm sure we'd all welcome it at that point.
I couldn't quit laughing over that statement. You are full on right as, given the current status quo of Americans who don't want CBDC's, politicians don't want to go there. Politicians though, on the other hand, know the only way to get there is by the latter half of your statement if they really wanted to implement one.
You really could have had a career in comedy writing.