@terrycraft, whining and complaining definitely doesn't help... change happens, no matter whether we welcome it, or have to be dragged kicking and screaming towards it.
When I look at my own life, I tend to have been somewhat resistant, and I have to ask myself "why?" And usually it's not the fears... but the fact that I have usually spent a lot of time figuring out precisely how I like things to be... and then put effort into creating that particular reality. So there is the feeling of "I worked so hard to make it as I wanted... and now it is being taken away from me!" Of course, that is really a falsehood... there is no "it" forcing the change on me... change is inevitable.