I never work woth out a budged. I don't understand how people cannot plan. The point that you miss is forecasting. You need to know what the impact is going to be in a few months time when I over spend today. So far no tool works better than a spreadsheet. It is cheap and you don't loose data when your tool get discontinued. Happy budgeting.
You are viewing a single comment's thread from:
There are quite a few people whose brain is "wired" for the short-term. I doubt they feel they need any type of budget system.