I liked Ripple until they put out fake news about MoneyGram adoption. A small test in 1 location is not adoption. I don't see xrp doing much in real life. The Ripple bank product is good but xrp is different coin. So it will only attract speculators and never get mass use.
Too bad it's a decent company but using fake news.
I don't think you understand their product.
I think you don't know about ripple.