I do own a little GLD and SLV, but that's more so I can sleep a night. I do like to put money into Goldmoney which is a vault type account as well and it's been a great experience. I would only put a few thousand in there and I like it because I travel around the world and like the prepaid card where I can buy things with gold. I could be on the other side of the world and the dollar could collapse by 90%, but my goldmoney card will get me back home. Nothing like physical thought. feels good to hold it, a few times a year I like to just look at hit. precious :)
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Yeah the Goldmoney thing sounds better than a bank account and debit card. Having it backed by gold is an ingenious idea.