I don't normally go for the colorized coins either as they tend to be more expensive, and quite a few of them aren't well-done. It was like how many movies can out 3D for a while, but they were still garbage. Just make a good movie/coin and we'll be fine with it. No gimmicks.
I imagine that it should still hold a bit of its premium. Like other precious metals, the value is still there. And if times get tough, the value of silver might go up even more. So when you're "spending" on silver, you're really "investing" in something that will hold its value.
Not investment advice.
Agreed, I paid more than the actual silver coin is worth (minus the paint) however as a proud Aussie and healthy respector of the military and those who serve I couldn't resist. I prefer bars generally.
Ps. I just made that word up (Respector).
Sometimes you just have to pay more for a coin so that you can get it. I paid extra for my Kookaburra, but now I have it. I may have paid a few dollars over spot for it, but it's a sweet coin, and when it goes up in price, I'll still have it.
Good job making up new words! That's very enterprising of you. Now you just have to patent it or something so you can cash in on it... or silver in on it. Either way. Your call. ;)