Thanks Taskmaster, I really appreciate your words. Actually, I never said that people should invest into any of the SMT ICO's. I was much raising awareness about them and speculated how cool it would be to use them once finally released.
But you are right: People have to be smart about where they put their money and shouldn't just blindly follow other people who often have just as much clue as themselves. That's why I think the phrase: This is no financial advice" is pretty stupid and super redundant.
I always follow my heart/instinct with all my decisions. That has worked quite well for me in the past.