100% dead on. This is why I say moderate prepping is a necessity, not a luxury. The truth is that after 2 to 6 months 70% of the population will be dead, and there will be much less competition for food and shelter. The survivors will be well-organized communities which had planned ahead. Needless to say well-armed.
Make it through the first six months, with food, water, and hiding or fortifications, and you will be ok. Commerce will begin again and society will reconstitute.