Unfortunately, all of the above! Steem has great potential but that potential is being wasted. Nothing, is happening which can encourage people to opt this crypto as a currency. It has become a tool for only a few to rape the reward pool and sell that amount without caring for this platform.
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I like to think now that Steem has shown to have potential. And shown how not to build the community around it.
You can only have a stable economy if the biggest problems are addressed right from the beginning.
Every great effort suffers from corrupt and greedy people and ignorant common persons. On this platform some corrupt and selfish people are earning huge profit by buying votes while ignorant people are following and upvoting them without realizing that their act only increases those selfish people' earning.