I can remember last year at the same period, I was there since only 6 months and building my account, and I will never forget that at this moment I thought "If only I had more steem...from now on I will never miss an opportunity to get steem when it is the best time for that"
I have not much money in the bank, but the money I can spare, I invest it on steem from time to time since then,
100 euros here or 70 euros there, when it's the right moment for it I do not miss the opportunities
I prefer to invest on something I believe in, and on my art and energy on steemt platform, rather to let it sleep at the bank at a ridiculously low rate (because I have not much, it does not make me earn anything)
If now I had 5000 euros to invest, I would do it now without asking myself too many questions,
but if I have only 50 to invest, I do it, because this 50 will eventually become many more...
^_^