I never exchange for BTC, but for ETH and LTC, fees are low, and I was wondering why everybody buy bitcoin with such high fees...I'm not good with numbers usually but as soon as I noticed the difference of fees I knew the way to go...LoL...I do that in few minutes with @blocktrades ;-) and then I buy euros...
That said, yes Steem/Fiat is a wonderful dream and that will one day come true, undoubtedly ^_^