Bitgo is a Bitcoin Wallet. You could probably use any bitcoin wallet out there.
Steem must be converted to Bitcoin and then converted to your local currency.
The Wallet at Bitgo is where you tell Changelly to send your Bitcoin that they just bought with the Steem you sent them.
I forgot to post the link for the other account to open ... sorry ... this one I had to research for a long time to figure out the best option ...
Canadian Bitcoins will take the bitcoins out of your wallet, convert it to Canadian dollars and direct deposit it to your Canadian Bank account.
I will go edit my original post. Sorry for the confusion.
https://www.canadianbitcoins.com/
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OMG! This sounds very confusing and difficult ! Thanks for the info!🙃