Steem and SteemDollars are liquid like cash, they can be transferred and exchanged anytime. Steem Power is Vested Steem, locked in to increase the value of your vote. Different factors effect your Rep but increasing Steem Power to over 150 is very important for the newest user! Claim 50/50 rewards.
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I didnt know you dont get 50/50 until 150 steem