I definitely agree on the "potential" aspect... hence I am also still here haha - not for quite as long as you, but just over two years now.
As for the not earning, I would like to care a whole lot less about it, but I made the decision to blog full time, so the little bit that I do earn goes towards paying things like my sons school fees etc. so yeah... kinda do care haha :D
I am quite liking the changes after the HF's and am looking forward to the road ahead :)