Smart people take Bank loans to get ahead. OPM all the way baby use others peoples money. Yes as you said there is harder without an investment but people that want to get ahead use a combination of outbuy and work hard and smart. That is a strategy sure to work in a capitalist society. We created Banks so we wouldn't have to worry about money but just about the work!
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work hard and smart I agree that is the key to success . and no different here on Steemit. :)
Yes!