A middle class here would make a world of difference . Its just so hard to get there without some type of self investment . A lot of people struggle to even put $50-$100 a month into it , I can attest to that . So that means that there are a hole bunch that can't even do that . I have a long term outlook and pass out what I can . Most of the people in my circle have the same outlook . And I am surrounded by good people . I can't ask for anything better then that . This is the beginning and I am proud to be a small part of it
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Smart people take Bank loans to get ahead. OPM all the way baby use others peoples money. Yes as you said there is harder without an investment but people that want to get ahead use a combination of outbuy and work hard and smart. That is a strategy sure to work in a capitalist society. We created Banks so we wouldn't have to worry about money but just about the work!
work hard and smart I agree that is the key to success . and no different here on Steemit. :)
Yes!