I’m usually not a black and white thinker because so many issues have various shades of grey. But in the case of the Steemverse, it might well be a binary situation.
3-5 years from now? The Steemverse will have been a failed experiment OR it will have been wildly successful. I’m betting a bit of fiat and some of my time on the latter. If I’m wrong, I’m out a few thousand dollars. If I’m right, I’ll be doing quite well financially.
The risk to reward ratio is in good favor with your latter idea. And I'm betting on you... and all other forward looking Steemians. While we may not get rich quick, we will all be better off in the future.